BANNER

The Credit Union will be closed the following days in 2014:

 

Oct. 13th

Nov. 11th

Nov. 27th

Dec. 24th @ 1:00 pm

Dec. 25th

Dec. 31st @ 1:00 pm

 

Dates and times subject to change

 
 
 

BASIC REQUIREMENTS FOR APPLYING FOR VISA DEBIT/ATM CARD / ATM SERVICES

  • ALL Debit/ATM transactions will process through the Share Draft (Checking-"05") Account ONLY
  • You must be 18 years of age to open a Share Draft (Checking-"05") Account and VISA Debit/ATM Card

PROCESSING OF VISA DEBIT/ATM CARD/ATM TRANSACTIONS

  • The Credit Union will pay transactions in the order in which they are received, regardless of the dollar amount

  • Debit, ATM, Share Draft (Checking-"05") Account and Home CU Internet Banking transactions are NOT instantaneous


VISA DEBIT/ATM CARD/ATM USE POLICIES

  • There is a maximum of 11 transactions (Debit and ATM) per day

  • Maximum daily dollar limits are $1500.00 Point of Sale(POS) and $500.00 ATM

  • All VISA Debit/ATM Card Purchases (Point of sale(POS)) transactions should be processed as a CREDIT (this requires your signature)

  • There are no fees for Point Of Sale (POS) transactions

  • After the SECOND ATM transaction in a MONTH, from ANY ATM MACHINE, the Credit Union charges a service fee of $1.00 per transaction

  • Withdrawals at the Credit Union Office are always free and unlimited


 

If you signed for and obtained your VISA Debit/ATM Card at the Credit Union, and you are using your VISA Debit/ATM Card to purchase items online, your billing address is as follows:                                                                         

                                                                             (YOUR NAME)

                                                                                PO Box 114

                                                                     Geneseo, NY (your zip code)

 


 SURCHARGE FREE ATM'S

 

  • There is no MACHINE surcharge fee at SUNY Geneseo FCU ATMs or affiliated* ATMs

 map

Surcharge Free ATM’s include:

  • SUNY Geneseo campus (Milne Library and Letchworth Dining Hall)

  • Genesee Valley FCU

  • ESL FCU

  • Summit FCU

  • Evergreen FCU

  • St. Pius FCU

  • Leroy FCU

  • Tonawanda Valley FCU

  • Teachers’ FCU (NYC/Long Island area)

  • Five  Star Banks

 


 

FRAUD PROTECTION

VISA Debit/ATM Cards are accepted worldwide; however you must be diligent and protect your card

If you intend on traveling with your VISA Debit/ATM Card, PLEASE contact the Credit Union with the dates of your intended trip, as well as location/s that you will be using your card.  Providing  this information in advance will allow for us to notify VISA that any transactions that may appear suspicious normally, are acceptable in this time frame, and lessens the chance that they will place a temporary block on your card

If VISA or the Credit Union has a concern with a transaction they will contact you at the phone number you have provided. Failure to respond to communication attempts from Visa or the Credit Union regarding possible fraud will result in termination of the VISA Debit/ATM Card. A fee of $25.00 will be charged to reissue/reinstate the card. You may be held responsible for transactions you did not authorize

 If your VISA Debit/ATM Card is lost or stolen contact the Credit Union immediately, during business hours at 585-245-5700 or call VISA 24/7  at 1-800-543-5073.  

 


 

VISA DEBIT/ATM CARD RELATED FEES

 

Excess ATM Withdrawals (>2 per mo.) 

$1.00

Replacement Card

$25.00

Replacement PIN

$10.00

Reopen Closed Debit

$25.00

Not activated or Unused Card (60 days)

$25.00

Rush Mail Postage for Card

$30.00

Rush Mail Postage for PIN

$30.00

Early Closure (Within 6 mo. per account)

$25.00