BANNER

The Credit Union will be closed the following days in 2014:

May 26th

July 4th

Sept. 1st

Oct. 13th

Nov. 11th

Nov. 27th

Dec. 24th @ 1:00 pm

Dec. 25th

Dec. 31st @ 1:00 pm

 

Dates and times subject to change

 
PHONE: (585) 245-5700
FAX: (585)245-5701
HOURS: 9 A.M.-4:30 P.M.      
DAYS: MONDAY-FRIDAY

1 College Circle

College Union 111

Geneseo, NY 14454

 

Funds Availability:

Our policy is to make funds from your deposits available to you on the same business day that we receive your funds. Electronic Direct Deposits will be available on the day we receive the funds. Once they are available, you may withdraw the funds in cash or we may use the funds to pay transactions. For determining the availability of your deposits, every day is a business day, except Saturday, Sundays and holidays.


Reservations of Right to Hold:

In some cases, we may not make all of the funds you deposit by check available to you on the same business day that we receive the deposit. Depending on the type of check deposited, funds may not be available until the second business day after the day of your deposit. However, the first $200.00 of your deposit will be available on the first business day after the day of your deposit. When opening a new account we reserve the right to hold the funds for up to a maximum of 30 business days. If we are not going to make all the funds from your deposit available on the same business day, we will notify you by mail the next business day after we receive your deposit. If you will need the funds from the deposit right away, you should ask us when the funds will be available.

 


 

Longer Delays May Apply:

We may delay your ability to withdraw funds deposited by check into your account an additional number of days for the following reasons:

  • We believe the check you deposited will not be paid
  • The check you are opening the account with may be held longer
  • Your deposited checks total more than $5,000.00 in one day
  • You have overdrawn your account repeatedly in the last six months
  • There is an emergency, such as failure of equipment

We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the eleventh business day after transaction.