SUNY Geneseo Federal Credit Union Accounts

Regular Share (Savings-"RG") Account

  • Minimum Balance $5.00 (earns dividends)
  • Student Account $100.00 (earns dividends)

Certificates of Deposit (CD) Account

  • Minimum to purchase a Certificate of Deposit (CD) - $500.00
  • Terms of 6 and 12 months

Christmas Club ("00") Account

  • A great way to prepare for those holiday expenses

Vacation Club ("02") Account

  • Save for that special vacation you have always wanted to take

Share Draft (Checking-"05") Account

  • FREE -- No monthly fees or per item charges
  • No minimum balance required
  • Telephone and on line transfers available
  • Duplicate copy checks
  • VISA Debit/ATM Card
  • ATM machines are located on the SUNY GENESEO CAMPUS in Milne Library and M.J. Dining Hall. Surcharge Free ATM Machines at Genesee Valley FCU, ESL FCU, Summit FCU, Evergreen FCU, St.Pius FCU, Tonawanda Valley FCU and all Five Star Banks


  • Non-interest bearing
  • Checks are not returned. Photocopies are available for up to a maximum of 7 years
  • The Credit Union will automatically transfer funds from Regular Share (Savings-"RG") to Share Draft (Checking-"05") (if funds are available) to cover insufficient funds, plus a NON-REFUNDABLE transfer/NSF fee for each item
  • The Credit Union reserves the right to close any accounts with three (3) or more overdrafts for insufficient funds
  • The Credit Union reserves the right to obtain a credit history on checking applicants
  • The Credit Union assumes no responsibility for the quality of any checks purchased from an outside vendor
  • The Credit Union will not be responsible for transfer requests via electronic devices including voicemail
  • The Credit Union reserves the right to charge the member for all legal fees due to collections