Financial Aid Examples

To help you understand how aid for first-year students is broken down and awarded at SUNY Geneseo, below are four examples. For more information, please also see types of financial aid.

Questions on financial aid can be directed to 585-245-5731 or financialaid@geneseo.edu.

The photos and stories depict example financial aid packages and do not refer to specific students.

Read Jack’s Story

Jack has high demonstrated financial need. He lives with his mom and dad who earn $35,000 a year. The first in his family to go to college, Jack has a brother and sister who are a just a year or two younger—so affording college will be tough. He’s an excellent student who excels in everything he does.

Costs (2024-2025 Academic Year)

Annual Direct Costs: $24,961
Student Aid Index: -1500 (from FAFSA)
Calculated Financial Need: $24,961

Financial Aid

Geneseo Community Scholarship: $3,500
First Generation Scholarship: $1,000
Federal Pell Grant: $7,395
Federal SEOG Grant: $500
NYS TAP & SUNY Tuition Credit: $7,120
Direct Subsidized Loan: $3,500
Direct Unsubsidized Loan: $2,000
Total Aid: $25,015
Annual Out of Pocket Expenses: $0

Read Chloe’s Story

Chloe lives with her mom and older sister. Her mom earns $65,000 a year. Chloe is a good student who wants to major in biology.

Costs (2024-2025 Academic Year)

Annual Direct Costs: $24,961
Student Aid Index: 1,377 (from FAFSA)
Calculated Financial Need: $23,584

Financial Aid

Geneseo Community Scholarship: $3,000
Federal Pell Grant: $6,020
NYS TAP & SUNY Tuition Credit: $1,300
Geneseo Foundation Scholarship: $3,000
Direct Subsidized Loan: $3,500
Direct Unsubsidized Loan: $2,000
Total Aid: $18,820
Annual Out of Pocket Expenses: $4,764

Read Maria’s Story

Maria, her brother and her parents live in a modest home. Her parents earn $115,000 a year. Thanks to a part-time job, Maria has saved some money to help with her books and other personal expenses.

Costs (2024-2025 Academic Year)

Annual Direct Costs: $24,961
Student Aid Index: 17,200 (from FAFSA)
Calculated Financial Need: $7,146

Financial Aid

Geneseo Community Scholarship: $1,000
NYS Excelsior Scholarship & Tuition Credit: $7,070
Direct Unsubsidized Loan: $5,500
Total Aid: $13,570
Annual Out of Pocket Expenses: $10,776

Read Michael’s Story

Michael’s family opened a 529 College saving plan when he was a year old. They’ve saved almost enough for 4 years at a SUNY school, but they hope to lower their costs. Michael is ranked in the top 10% of his graduating class.

Costs (2024-2025 Academic Year)

Annual Direct Costs: $24,346
Student Aid Index: 26,000 (from FAFSA)
Calculated Financial Need: $0

Financial Aid

Geneseo Community Scholarship: $1,500
Outside Scholarship: $2,000
Direct Unsubsidized Loan: $5,500
Total Aid: $9,000
Annual Out of Pocket Expenses: $15,346

Financial Aid Examples

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